The Guy in the Mirror
Bankruptcy is a good time to access what needs to change in your life. I got to deal with a divorce, and poor health also. Often times we like to blame others for such things, it is so easy to fall in that trap.
The point is, you have to make painful emotional decisions to resolve to make a better life. Sometimes spouses are part of that process. Bankruptcy is a time to examine everything and to make sure you are on solid ground. I don't really blame my former spouse although it is easy to fall in that trap.
Perhaps you and your spouse are more compatible. Your number one goal is to make sure you are aligned with your financial goals. Often times leadership is by example. Do you complain about your spouse's spending when you're much worse? I was the big spender, I knew I had to change.
The point is you need to have a good talk with the man in the mirror. What gives you joy? For me today joy is having thousands in savings. In 2008 joy was having toys. We have a tendency as humans to blame others instead of that guy in the mirror.
Perhaps you landed on this blog because you are desperate and your debt payments are overwhelming. Perhaps like me you exited divorce court without two nickels to rub together and are tempted to blame your ex for everything. Maybe deep down you know you need to change. Maybe you know that every dollar has a purpose, and you are determined to make sure that dollar becomes purposeful.
Maybe the guy in the mirror is thirsty and maybe ready to admit you need to learn financial literacy. Maybe you heard of folks like Trent Hamm and Mr Money Mustache and the sound of these folks brings hope to your life. Maybe you see the guy in the mirror for what he could be....
theLateFrugal
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